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Highlight Overview

Loan Period

Daily or Weekly

Loan Range

$10,000 - $500,000


  • Pay as you trade
  • Easy Process
  • Receive funds quickly


  • Requires over $10K in monthly card sales
  • Need to be in business for 6+ months
  • Not for start-ups

Bottom Line

Want to pay back only how much you can afford? Then the Beyond Merchant Capital finance solution is for you.

Check if you Qualify for a Beyond Merchant Capital loan

Get Beyond Merchant Capital Loan

Full Review

Beyond Merchant Capital offers a unique business capital solution, ideal for small-to-medium business owners. Their PAY-AS-YOU-TRADE system allows business owners to pay off their cash advance as a fixed percentage of card sales. What’s the benefit? You get to pay back exactly how much you can afford each month, so when business is slow, you get to pay less.

What We Like Best

  • Daily repayments schedule

  • Funding within 24 hours
  • Unique payment model ideal for small-to-medium businesses

  • No financials for amounts under $70K

Loan Features

Type of Loan - Merchant cash advance, Unsecured business loan

Loan Amount - $10,000 - $500,000

Repayment Terms - 3 - 24 months (no fixed term)

Purpose of Loan - The cash advance can be used for any business purpose

Requirements for Loan

To qualify for a Beyond Merchant Capital cash advance, your business needs to meet these two criteria:

  • Business has been actively trading for at least 6-12 months

  • Monthly average of over $10,000 in card sales

Application Process

You can apply online for your Beyond Merchant Capital merchant cash advance through one simple online application.

You can access your online application any time from your mobile or computer.

Once approved for a loan, you’ll receive the money in as little as 24 hours.

Safety & Security

Beyond Merchant Capital provides 100% data protection so your personal information remains private and secure at all times.

Bottom Line

We recommend Beyond Merchant Capital for Australian SMEs who need easy, upfront funding with full repayment flexibility, to match their trading seasonality.

Please note that all information provided in this review is accurate at the time of publication and is subject to change. The information contained in this review is provided for informational purposes only, should not be construed as legal advice on any subject matter and should not be relied upon as such. The reviewer accepts no responsibility for any consequences whatsoever arising from the use of such information.

1 Week Re-payment Holiday available upon request!

Quick Facts About Beyond Merchant Capital

Member of FinTech Australia
Backed by Capricorn Capital & RMI Holdings

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