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Highlight Overview

Loan Period

6/12 months for credit line, 1-13 weeks for i

Loan Range

$5,000 - $5,000,000

Pros

  • High line of credit
  • Easy implementation
  • Two flexible solutions

Cons

  • Credit lines not available in some states
  • No personal loans
  • Not unsecured

Bottom Line

With their low qualification criteria, BlueVine is a good option for small businesses struggling with cash-flow issues

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Full Review

BlueVine is one of the strongest contenders in the online lending space, particularly when it comes to flexibility and simplicity. This fintech company offers two products for small-to-medium businesses -  Line of Credit and Invoice Factoring, with quick application and approvals.

What We Like Best

  • Flexible products

  • Up to $5 million in invoice factoring

  • Option to connect to your invoicing/accounting software

  • Minimal paperwork 

  • Quick & easy application and approvals

Loan Features

Type of Loan - Invoice factoring, line of credit

Repayment Terms - 6/12 months for credit line, 1-13 weeks for invoice factoring

Amount: Credit lines $5,000 - $250,000, invoice factoring $20,000-$5 million

Requirements for Invoice Factoring

  • General business information, including Tax ID and business address

  • Details of business owner, including social security number

  • Bank connection or last 3 months of business bank statements

  • 530+ FICO

  • 3+ months in business

  • $100,000 in annual revenue

  • B2B business

Requirements for Line of Credit

  • General business information, including Tax ID and business address

  • Details of business owner, including social security number

  • Bank connection or last 3 months of business bank statements

  • 600+ FICO

  • 6+ months in business

  • $100,000 in annual revenue

Application Process

You can apply easily online for a BlueVine funding solution. You have the option to connect your invoicing or accounting software to your BlueVine dashboard, which can speed up your application even more, help you qualify for a higher credit line, and simplify your invoice factoring.

The company currently works with QuickBooks, Xero and Freshbooks.

Safety & Security

BlueVine is a safe and secure dashboard. The company is an Intuit Certified ProAdvisor, is McAfee secure, and is a BBB accredited business with an A+ rating.

Bottom Line

With their low qualification criteria, BlueVine is a good option for small businesses struggling with cash-flow issues.

Please note that all information provided in this review is accurate at the time of publication and is subject to change. The information contained in this review is provided for informational purposes only, should not be construed as legal advice on any subject matter and should not be relied upon as such. The reviewer accepts no responsibility for any consequences whatsoever arising from the use of such information.

 


 

 

Quick Facts About BlueVine

Invoice Factoring & Credit Lines
Funded over $1 billion

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