How we rank
The ranking on this site is determined by Top Business Lenders at its sole discretion, based upon, inter alia, accessibility of the various sites, scope of the services offered and other factors. The ranking should NOT be relied upon for accuracy purposes. To provide you this service free of charge, we embed links to the provider sites that assign us referral commissions. We guarantee that this arrangement does not cause any bias to the offers we display, although it may impact the ranking structure.

Top Business Lenders does not specifically endorse the ranked sites. The data presented on this site and any possible use of it is subject to our Terms of Use

Highlight Overview

Loan Period

1-5 year terms

Loan Range

$5,000 - $300,000


  • Loan amounts up to $300K
  • No prepayment penalties
  • Apply in under 5 minutes


  • Multiple qualification requirements
  • High minimum loan amount
  • Transparency and friendly service

Bottom Line

With increased demand and diverse range of business needs, Lending Club is successfully transforming an industry by way of out-of-the-box thinking and implementation of innovative ideas to guarantee that business in need of financial assistance are attended to and their business goals met.

Check if you Qualify for a Lending Club loan

Get Lending Club Loan

Full Review

Over the last 10 years, Lending Club has assisted millions of business owners to grow their small businesses. To date, Lending Club has funded more than $28 billion in loans and 95% customers are happier to have chosen them.

  • Business loans up to 300K
  • Apply in under 5 minutes
  • credit scores are unaffected
  • America's largest online marketplace 

Loan Features

Type of Loan - Business loans
Loan Amount - Up to $300,000
Repayment Terms - Fixed monthly payments
Purpose of Loan - Any finance-related business purpose 

Requirements for Loan

To qualify for funding from Lending Club your business needs to meet these criteria:

  • 12 months or more in business
  • At least $50,000 in annual sales
  • No recent bankruptcies or tax liens
  • 20% ownership in your name
  • Favorable personal credit

You’ll need to submit the following documentation with your loan application:

  • Copy of your driver’s license

  • Favorable credit score proof

  • 6 months bank statements

Application Process

You can apply online for business funding from Lending Club through a quick online application.

You can access your online application any time from your mobile or computer. Once approved for a loan, you'll receive your funds within a few days.

Safety & Security

Lending Club guarantees that your personal information is protected at all times and is also a member of TRUSTe Certified Privacy

About Lending Club

Lending Club has been around for over a decade and throughout that time has provided over $28 billion in loans to businesses across the United States in various industries. No prepayment penalties or collateral requirements make them a step above the rest.

  • No collateral for loans under $100K

  • An experienced and well-equipped leadership team

  • 95% customers satisfaction.

Bottom Line

Lending Club's long history of expertise in the lending marketplace and their serious approach to ensuring businesses get the opportunity to grow and succeed, make them an ideal choice for business across the United States seeking loans for business growth.

Please note that all information provided in this review is accurate at the time of publication and is subject to change. The information contained in this review is provided for informational purposes only, should not be construed as legal advice on any subject matter and should not be relied upon as such. The reviewer accepts no responsibility for any consequences whatsoever arising from the use of such information.

Quick Facts About Lending Club

Credit score higher than 680 required
No small unsecured loans offered
Best for once-off large payments

Get a Lending Club Business Loan Quote

Sending Details... Please Wait

Thank you for applying!

In a few seconds, you'll be redirected to our online form to complete your loan application.

Complete your loan application now

Click Here

Check if you qualify for a
Business Loan

McAfee SECURE sites help keep you safe from identity theft, credit card fraud, spyware, spam, viruses and online scams Your details are protected
McAfee SECURE sites help keep you safe from identity theft, credit card fraud, spyware, spam, viruses and online scams Your details are protected
By clicking "GET LOAN OFFERS", you are indicating that you have read and agree to our Privacy Policy and Terms And Conditions.