How we rank
The ranking on this site is determined by Top Business Lenders at its sole discretion, based upon, inter alia, accessibility of the various sites, scope of the services offered and other factors. The ranking should NOT be relied upon for accuracy purposes. To provide you this service free of charge, we embed links to the provider sites that assign us referral commissions. We guarantee that this arrangement does not cause any bias to the offers we display, although it may impact the ranking structure.

Top Business Lenders does not specifically endorse the ranked sites. The data presented on this site and any possible use of it is subject to our Terms of Use

Highlight Overview

Loan Period

1-4 years

Loan Range

$20,000-$500,000

Pros

  • No prepayment penalties
  • Competitive rates
  • Simple & flexible

Cons

  • Stringent borrower criteria
  • Credit score required
  • Not for startups

Bottom Line

Great financing option for SMBs looking for a simple, flexible term loan or line of credit at competitive rates

Check if you Qualify for a Fundation loan

Get Fundation Loan

Full Review

 

Fundation is a flexible credit solutions provider with a unique funding model. The company partners with banks and other financial institutions to provide small business loans, working capital and growth capital to small businesses. 

The company is unique in that it's not just a middleman - they personally invest their own capital into every partnership.

What We Like Best

  • Extreme flexibility

  • Award-winning customer service

  • No prepayment penalties, low upfront fees, competitive pricing

Loan Features

Loan Type: Term loan, Line of credit

Amount: $20K-$500K (term loan), $20K-$500K (line of credit)

Loan Term: 1-4 years for term loan

Requirements for Loan Application

  • At least 1 year in business 
  • 3 or more employees

  • Minimum $100,000 in annual revenue

  • Good personal credit

Application Process

You can apply online for a Fundation loan, so although the company offers conventional products, the application process is unconventional and simple.

 

Safety & Security

Our reviewers felt very secure providing their details through Fundation's application process, as the company protects customer data and privacy at every step in the process.

 

Bottom Line

If you're looking for a flexible funding solution from a top online lender, then Fundation could be the right solution for your business.

 

Please note that all information provided in this review is accurate at the time of publication and is subject to change. The information contained in this review is provided for informational purposes only, should not be construed as legal advice on any subject matter and should not be relied upon as such. The reviewer accepts no responsibility for any consequences whatsoever arising from the use of such information.

 

Quick Facts About Fundation

Line of credit & term loan
Award-winning customer service

Get a Fundation Business Loan Quote

Sending Details... Please Wait

Thank you for applying!

In a few seconds, you'll be redirected to our online form to complete your loan application.


Complete your loan application now

Click Here

Check if you qualify for a
Business Loan

McAfee SECURE sites help keep you safe from identity theft, credit card fraud, spyware, spam, viruses and online scams Your details are protected
McAfee SECURE sites help keep you safe from identity theft, credit card fraud, spyware, spam, viruses and online scams Your details are protected
By clicking "GET LOAN OFFERS", you are indicating that you have read and agree to our Privacy Policy and Terms And Conditions.