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Highlight Overview

Loan Period

Terms up to 15 months

Loan Range

$5,000 - $500,000

Pros

  • Simple, quick application
  • Customized approach
  • Not based on credit score

Cons

  • Not for startups
  • High monthly revenue required
  • No personal loans

Bottom Line

Fora Financial offers small business loans and merchant cash advances to US small-to-medium businesses in the quickest, most transparent way possible.

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Full Review

Founded in 2008, Fora Financial is an alternative lender that provides small business loans and merchant cash advances to US small-to-medium businesses. Fora Financial firmly believes in transparency and offers customized financial solutions to each and every client. Fora Financial has helped over 15,000 SMBs with a total of $750 million provided in funding, and has received top industry awards.

What We Like Best

  • Transparency
  • Not based on credit score
  • Simple renewals

Loan Features

Type of Loan: Small Business Loan & Merchant Cash Advance
Loan Amount: $5,000 - $500,000

Requirements for Loan

  • At least 6 months in business
  • Minimum of $5,000 in credit card sales
  • OR $12,000 minimum in gross sales

Application Process

Applications are online with funding provided in as little as 72 hours from approval. Approval can happen in less than 24 hours.

Safety & Security

Fora Financial is a rated A+ by the Better Business Bureau (BBB) and lists safety as one of its core value-adds.

Bottom Line

A lender that judges a business not only on its credit score is a lender worth applying to. Fora Financial looks at each business in its entirety and offers customized funding in the quickest way possible. 

Please note that all information provided in this review is accurate at the time of publication and is subject to change. The information contained in this review is provided for informational purposes only, should not be construed as legal advice on any subject matter and should not be relied upon as such. The reviewer accepts no responsibility for any consequences whatsoever arising from the use of such information.

Quick Facts About Fora Financial

Funded more than $750 million
Helped over 15,000 small businesses

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