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Highlight Overview

Loan Period

3-12 months

Loan Range

$5,000 - $100,000


  • No collateral required
  • No early repayment fees
  • No hidden fees


  • Not for startups
  • No personal loans
  • Only up to $100K

Bottom Line

Sail provides unsecured loans to SMBs using unique security technology and a transparent process

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Full Review

Sail combines airport-grade biometric security with real-time big data decision-making to make small business lending smarter, quicker and more secure than ever before. 

What We Like Best

  • No collateral required

  • Transparent repayment schedule

  • Airport-grade security

  • No early repayment fee

Loan Features

Type of Loan: Unsecured business loan

Amount: $5,000 - $100,000

Term: 3-12 months


  • Business operating for at least 6 months

  • Business turnover at least $50,000 per annum

  • Business registered in Australia

Application Process

Apply online for your Sail loan through one simple online application, which you can access anytime from your mobile or computer. Once approved for a loan, you could receive your funding in as little as 24 hours.

Safety & Security

Sail prides itself on its unique 'airport-grade' biometric security, whereby Sail uses facial recognition technology to verify each customer's identity. 

Bottom Line

If you're looking for easy, unsecured funding from a lender with airtight security, then Sail may be the right fit for your business.


Please note that all information provided in this review is accurate at the time of publication and is subject to change. The information contained in this review is provided for informational purposes only, should not be construed as legal advice on any subject matter and should not be relied upon as such. The reviewer accepts no responsibility for any consequences whatsoever arising from the use of such information.

Quick Facts About Sail

Unsecured business loans
Unique biometric security

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