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Highlight Overview

Loan Period

1-12 months

Loan Range

$10,000 - $250,000

Pros

  • Trusted multi-national lender
  • Quick approvals & funding
  • Flexible line of credit

Cons

  • Stringent qualification criteria
  • Not for start-ups
  • Low maximum loan amount

Bottom Line

If loan flexibility is important for your small business, then Spotcap has the right solution for you.

Check if you Qualify for a Spotcap loan

Get Spotcap Loan

Full Review

Trusted by 1000’s of Australian small businesses, Spotcap is a leading small business lender. Spotcap has been featured in big media outlets like Financial Review, The Huffington Post, and Bloomberg and is making waves in the Australian lending market.

What We Like Best

- Online application, fast approval

- Spotcap product is a hybrid of a credit line and a loan

- Excellent customer service

Loan Features

Type of Loan - Business Line of Credit

Line of Credit Amount - $10,000-$250,000

Purpose of Line of Credit - Any business purpose

Requirements for Business Line of Credit

To qualify for a Spotcap loan your business needs to meet the following criteria:

  • Business has been actively trading for at least 18 months

  • Business turnover at least $200,000 per annum

  • Your business is registered in Australia

  • You have an online Australian bank account

Application Process

You can apply online for your Spotcap business line of credit through one simple online application.

You can access your online application any time from your mobile or computer.

Once approved, you could receive the money in as little as 24 hours.

Safety & Security

With Spotcap, your data is completely protected as the company complies with all privacy and data protection laws. All your data is encrypted using the top data encryption technology available in the market.

About Spotcap

Spotcap was founded in 2014  in Berlin, operates in Australia, New Zealand, the US, Spain and the Netherlands and currently has over 90 employees.

Spotcap has helped thousands of small businesses with over $90 million in funding.

Bottom Line

What we love most about Spotcap is their flexibility. Spotcap is the top choice for business finance thanks to its speedy approvals, flexibility, and excellent customer service.

Please note that all information provided in this review is accurate at the time of publication and is subject to change. The information contained in this review is provided for informational purposes only, should not be construed as legal advice on any subject matter and should not be relied upon as such. The reviewer accepts no responsibility for any consequences whatsoever arising from the use of such information.

No documents up to $50,000 with no exit fees or early payment penalties

Quick Facts About Spotcap

Trusted by 1000's of Australian SMEs
Funded over $90 million

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